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Calculators
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Income tax — old vs new regime
FY 2025-26 slabs, as configured by the firm.
Counted in the old regime only.
New regime (default)
₹0
incl. 4% cess · taxable income ₹9,25,000
Lower by ₹75,400 for these inputs
Old regime
₹75,400
incl. 4% cess · taxable income ₹8,00,000
Slabs configured for FY 2025-26. Indicative only — surcharge, special-rate incomes (capital gains etc.) and other provisions are not covered. Consult us for your exact computation.
HRA exemption
Least-of-three test under Section 10(13A).
Exempt HRA (least of the three)
₹1,32,000
- HRA received₹1,92,000
- 40% of basic salary (non-metro)₹1,92,000
- Rent paid above 10% of basic₹1,32,000
- Taxable HRA₹60,000
Applies under the old regime for salaried tenants. Indicative — consult us for your exact case.
Loan EMI
Reducing-balance EMI for any loan.
Monthly EMI
₹19,001
Total interest
₹7,80,164
Total payment
₹22,80,164
Standard reducing-balance EMI. Indicative — bank schedules may differ slightly.